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Rating

(as of August 24, 2011)

Fukuoka Financial Group

Type
Rating
Rating definition
Rating and Investment Information, Inc. (R&I) Issuer rating A The credit quality is high. It is also accompanied by some excellent factors.
Short-term debt rating a-1 A superior degree of certainty regarding the repayment of short-term financial obligation.
Japan Credit Rating Agency, Ltd. (JCR) Senior long-term credit rating A A high level of capacity to honor the financial commitment on the obligation.
Short-term debt rating J-1 The highest level of capacity of the obligor to honor its shortterm financial commitment on the obligation.

The Bank of Fukuoka

Type
Rating
Rating definition
Moody’s Investors Service Long-term deposit rating Baa1 Obligations rated Baa are subject to moderate credit risk. They are considered medium grade and may possess certain speculative characteristics.
Short-term deposit rating P-2 Issuers (or supporting institutions) rated Prime-2 have a strong ability to repay short-term debt obligations.
Rating and Investment Information, Inc. (R&I) Issuer rating A+ The credit quality is high. It is also accompanied by some excellent factors.
Japan Credit Rating Agency, Ltd. (JCR) Senior long-term credit rating A+ A high level of capacity to honor the financial commitment on the obligation.

The Kumamoto Family Bank

Type
Rating
Rating definition
Rating and Investment Information, Inc. (R&I) Issuer rating A The credit quality is high. It is also accompanied by some excellent factors.
Japan Credit Rating Agency, Ltd. (JCR) Senior long-term credit rating A A high level of capacity to honor the financial commitment on the obligation.

The Shinwa Bank

Type
Rating
Rating definition
Rating and Investment Information, Inc. (R&I) Issuer rating A The credit quality is high. It is also accompanied by some excellent factors.
Japan Credit Rating Agency, Ltd. (JCR) Senior long-term credit rating A A high level of capacity to honor the financial commitment on the obligation.
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