Message from the President

Fukuoka Financial Group,
striving to become the best regional financial group
that contributes to and develops alongside the community

Fukuoka Financial Group, Inc.
President

T.Shibato

I would like to express my deep appreciation for the continued exceptional support of all our stakeholders.

Since its establishment in April 2007, Fukuoka Financial Group has made use of its network that extends throughout Kyushu and has provided advance, diverse financial services as a broad area-based financial group with three group banks, (the Bank of Fukuoka, The Kumamoto Bank, and The Shinwa Bank). We have adopted the basic management style of “Single Platform/Multiple Brands”.

Over the past nine years, we have steadily progressed from the “Run-up Phase” to the “Acceleration Phase” and then to the “Significant Growth Phase” in which our business base has dramatically expanded. This made it necessary for us to establish a unique management style that has allowed us to continue to grow even under severe business conditions.

The business environment surrounding regional financial institutions, however, is growing in severity. On account of an acceleration in the pace of the population decline , aging society, prolonged low interest rates, and entry of firms from different sectors into the banking business, there is an even greater need for regional financial institutions to revitalize local economies and support their development.

Therefore, we must anticipate this diverse business environment and respond to changes. We have positioned the “next decade”, which begins with the Fifth Mid-Term Management Plan, as a “Evolution Phase”. Having newly adopted “Aiming to be the Best Regional Bank” as our long-term vision, we are striving to become the “best regional financial group that wins the support of all stakeholders” by providing high-quality financial services and growing the alongside community.

I am sure that management and all employees will unite and make more efforts keeping in mind the aspiration of “To be your Bank of choice” that we touted when FFG was established,

I hope for your continued support and patronage into the future.