Frequently Asked Questions

• Q. What type of corporate group is Fukuoka Financial Group?
• Q. What type of companies does FFG consist of?
• Q. What are the advantages of having a holding company structure?
• Q. What is FFG's management strategy?
• Q. What is FFG's policy on corporate governance?
• Q. What is the credit rating of each Group company?

“Fukuoka Financial Group” (FFG) is a financial holding company established in April 2007 after receiving a license to serve as a holding company with bank subsidiaries. FFG consists of three regional banks (The Bank of Fukuoka, The Kumamoto Bank and The Juhachi-Shinwa Bank) and subsidiaries. For details see Company Overview and Group Vision.

See Group Companies for more information.

Having adopted an integrated group management method based on a holding company structure, FFG has a unique management style referred to as “Single Platform/Multiple Brands”. The various Group companies make use of the brand strength that they have independently built up while promoting efforts to share and improve the risk management, internal audit, and operation systems and increasing the business efficiency of the overall Group. For details, see Group Management Structure.

For information on FFG's business strategy, see Management Strategy and Group Vision.

FFG is working to build a highly effective corporate governance system through various efforts, including expanding and reinforcing its management and operation systems related to risk management and internal controls and actively working to disclose information. For more information on our policy and systems related to corporate governance, see Corporate Governance Framework.

See Ratings for information.